Credit Cards

Security and Speed

A VISA Credit Card from Community Central Bank is the right choice for your busy lifestyle. You'll enjoy being able to use your card at over 12-million locations worldwide and feel safe without having to carry around extra cash.

Take advantage of our online feature - CCB Credit Card eStatements. Credit Card eStatements allow you to:

• View account activity
• Pay your credit card bill online
• Manage your contact information
• Review past statements

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases	14.90%
APR for Balance Transfers	14.90%
APR for Cash Advances	14.90%
How to Avoid Paying Interest on Purchases	Your due date is at least 27 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Federal Reserve Board	To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard

Fees
Annual Fee	None
Transaction Fees
Cash Advance	Either $2.00 or 2% of cash advance, whichever is greater (maximum fee $10.00)
Foreign Transaction	1% of each transaction in U.S. Dollars
Penalty Fees
Late Payment	Up to $10.00
Returned Payment	Up to $25.00

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

The information about the costs of the card described in this application is accurate as of August 2010. This information may have changed after that date. To find out what may have changed, write to us at: Community Central Bank, 100 North Main Street, P.O. Box 7, Mount Clemens, MI 48046-0007.

Apply for a card today!